GET YOUR FREE CONSULTATION

Maryland Debt Relief

Crippling debts are problems probably more common than you think. If you are having trouble clearing a substantial amount of loans and other kinds of debt, there are many professionals who can help.

Optimal Debt Solutions is one of the most trusted providers of Maryland debt relief services. Our trained debt specialists had together settled millions of outstanding debts already. We aren’t just skilled in finding the best debt relief program for each client but also in helping them regain financial stability and teaching them proper debt management.

A partnership with us gives you a higher chance of reducing your liabilities and utilizing the most feasible debt relief program. Moreover, part of your stress will be relieved as we deal with your creditors, leaving you with fewer phone calls or aggressive collection reminders.

Start traversing your way towards financial freedom with our debt relief experts today!

Call Optimal Debt Solutions at 410-936-5319 for your Free Evaluation with a Maryland Debt Relief specialist!

Dramatically Reduce Your Debt

If your debt is too much to bear already, try not to get caught up in self-pity and worrying. There are still actions you can take to mitigate this financial crisis. One effective step you can take is asking for help from our Maryland debt relief experts.

We understand that even if you want to clear all your liabilities, unfortunate events—such as medical emergencies, business failure, job loss, and other crises—can make debt payments almost impossible to handle. That is why Optimal Debt Solutions aims to help reduce your overall debts as much as possible.

After a thorough assessment, we will come up with the most suitable debt relief plan for your situation. Our debt specialists will negotiate with your creditors and get them to approve your proposal, giving you a shot at reducing your debt by up to 50% (probably more in some cases!).

We can help you deal with all kinds of debts (unsecured loans, credit card debts, medical bills, etc.) with only a minimal service fee. And since we’ll be corresponding with your creditors, fewer to no phone calls or even harassment will reduce your stress as well.

The best part? Our minimal service fee won’t ruin your financial goals!

Debt Settlement Vs. Debt Consolidation

There is no one guaranteed way of clearing all sorts of debt problems. However, debt consolidation and debt settlement are two options frequently used by debtors, each with varying pros and cons.

Debt consolidation will give you one new larger loan whose proceeds will be used to pay all your other creditors. This means that you only need to make one monthly payment to satisfy all your liabilities. Ideally, this new loan should also have a better interest rate so you can still have some sort of relief.

However, only a few creditors will be willing to give a better rate if you already have lots of existing debts. And if you do get some savings, the amount may not be as substantial as you wish it would be.

Debt settlement, however, can reduce your original debt and overall payable amount to your creditors. With the help of our Maryland debt relief specialists, negotiations with your creditors can get your debts reduced by half, and a feasible payment plan can then be established.

Although you should note that debt settlement can have a negative impact on your credit score. So if you want to know if this is the best course of action for your specific debt crisis, don’t hesitate to contact Optimal Debt Solutions. We can even provide credit counseling to help you manage your debt payments in the future!

Call Optimal Debt Solutions at 410-936-5319 for your Free Evaluation with a Maryland Debt Relief specialist!

Effective Debt Relief Negotiation

Even if debt problems are common in Maryland and the entire country, each situation has factors that make it different from the others. The number of creditors involved, the total amount of debts, the current assets, and the income of the debtor can all influence the specific debt relief plan that’s appropriate for each client.

At Optimal Debt Solutions, you can trust that Maryland debt relief services will be tailored for your particular circumstances. Our debt specialists are all trained to expertly correspond and negotiate with your creditors for maximum relief from your financial obligations.

You can ensure that we will do our best to reduce your liabilities as much as your creditor would approve. We will also make the final payment plan as manageable as possible, making it easier for you to get your financial stability back.

More importantly, we’ll guide you on how to stay consistent with your debt payments and be more knowledgeable in handling future credit!